Welcome to Chimat Life, your trusted UK life insurance partner. We’re here to help you secure a solid financial future for yourself, your loved ones, and your business with tailored protection that fits your unique needs.
At Chimat, we understand that peace of mind comes from knowing you have the proper support, whatever the future holds.
Protecting What Matters Most
Whether you’re securing your family’s future, safeguarding a business, or ensuring your income remains steady in uncertain times.
Chimat offers a full range of life insurance and protection products designed to give you confidence and control.
Our Coverage Options:
- Term Life Insurance
Safeguard your family’s financial security with a flexible term life insurance plan that provides a cash payout if you pass away within the specified term. Perfect for those wanting coverage during key life stages like mortgage repayment, child-raising years, or while achieving long-term goals. - Joint Life Insurance
Offering shared coverage for couples, our joint life insurance provides peace of mind for both of you. In the unfortunate event of a claim, your loved ones will receive the support they need, making it an ideal option for partners looking for joint security at an affordable rate. - Critical Illness Cover
Facing a critical illness can be overwhelming, both emotionally and financially. With our critical illness cover, you’re protected in case of a serious diagnosis, such as cancer, heart attack, or stroke. This plan provides a lump sum to support you through treatment and recovery, ensuring you have the financial freedom to focus on your health. - Over 50 Life Cover
For individuals over 50, Chimat’s over 50 life cover is tailored to provide a guaranteed payout to help cover funeral expenses or provide a lasting legacy for your loved ones. No medical exams are required, and acceptance is guaranteed, giving you an affordable way to secure peace of mind for the future. - Income Protection Cover
In the event of illness or injury that keeps you out of work, our income protection cover ensures a regular income to help you maintain your lifestyle and meet ongoing commitments. This coverage supports you through life’s unexpected challenges by helping you stay financially stable. - Business Protection
Protect your hard-earned business with our tailored business protection plans. Our business protection cover safeguards your company by providing funds to maintain operations or replace key individuals if an essential team member becomes ill or passes away. This coverage is ideal for business owners who value continuity and financial security for their enterprise.
Why Choose Chimat?
At Chimat, we pride ourselves on delivering straightforward, compassionate support to help you make informed choices about your life insurance.
Our team is here to guide you through each step, ensuring you understand your options and can select the cover that aligns with your needs and goals.
Explore your coverage options with Chimat and secure a future where you, your family, and your business are supported at every step.
Meet Paul Richards
Paul is the lead consultant at Chimat Life, bringing over 12 years of experience in the life insurance industry.
Known for his expertise, dedication, and approachable nature, Paul has built a reputation as a trusted advisor who genuinely cares about helping clients protect their loved ones and secure a stable future.
His deep knowledge of life insurance options and commitment to transparency allows him to break down complex information into clear, practical help, ensuring clients feel empowered and informed in their decisions.
Paul’s career began in financial consulting, where he quickly realised his passion for guiding individuals and families through the intricacies of life insurance.
Since joining Chimat Life, he has played a pivotal role in shaping the business’s client-centred approach, ensuring each policy recommendation is tailored to every individual’s unique needs and goals.
Beyond his professional expertise, Paul is known for his warm and attentive approach. He always takes the time to understand each client’s personal story.
Whether he’s explaining policy details, guiding people through claims, or offering insights on financial planning, Paul’s goal is to make life insurance as accessible and reassuring as possible.
When he’s not working, Paul enjoys hiking, spending time with his family, and volunteering with local financial literacy programs, bringing his dedication to helping others full circle.